There may be affiliate links  in this post, meaning I will earn a small commission on any purchases you make, at no additional charge to you. Read my full privacy policy here.  Let's be honest, who really wants to talk about insurance? It's not a sexy subject in no kind of shape, form or fashion, but it is a necessary subject. We protect our homes, we protect our cars and we should also be protecting ourselves when we travel. For the long-term travelers, like myself, we don't always have the best advantages when it comes to insurance. However,...